Montana Health CU

Checking Accounts

Checking accounts at Montana Health are built with the usual features of your typical checking account (checks, debit cards, online banking and overdraft protection), but also come with a suite of other enhancements to help you on your financial journey. Our Wealthcare Checking is more than just transactional – it protects your identity, it gets you great rates and it saves you money! This product is one of the prime ways we deliver on our promise to be your Wealthcare Provider.

Savings Accounts

A savings account with a minimum $25.00 deposit is required to open any account with the Credit Union. This $25.00 deposit is your investment in Credit Union shares. As an owner of shares, you will earn monthly dividends on all money held in your Credit Union accounts. These dividends are calculated on average daily balances.

Youth & Teen Accounts

Specialty youth accounts available to members up to age 19

▪ Lower minimum balance requirements
▪ Teen share draft account available
▪ Co-Signed Auto Loans (OAC)
▪ Share-secured credit cards
▪ Low daily dollar limit debit card
▪ Special CD rates for you and teen account members

Club Accounts

Goal focused accounts for yearlong savings projects

o Higher rates than standard savings
o Limited access to funds
o Annual distribution to savings account
o Accounts available:
▪ Christmas Club (disburses in November)
▪ Vacation Club (disburses in June)
▪ Savings Club (sponsored by certain employers)